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Up to five products, ordered by bank name. Rates depend on term, amount or eligibility; this is not a lowest-rate ranking.

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  Citi® PERSONAL LOANS

  Citibank · Personal Loan

  Product last checked: 2026-10-09 (UTC)

  Within review period

  Conditional rate / discount

  Rate details & conditions

  Citi® PERSONAL LOANS 1 Rates as of 9-29-2026. Your APR may be as low as 10.24% or as high as 18.49% for the term of your loan. The lowest rate quoted assumes excellent credit, a loan term of 36 or 48 months, and includes a.25% APR discount for enrollment in automatic payments at the time of loan origination. Your APR will depend on a variety of factors including your creditworthiness, term of loan, and existing relationship with Citi. Citi offers personal loans with a period of repayment between 12 and 60-month terms. For example, if you borrow $10,000 for 36 months at 15.99% APR, to repay your loan you will have to make 36 monthly payments of approximately $351.52. If you are a Citi banking Relationship Tier customer at the time of application, you may be eligible for an APR discount. If multiple relationship-based discounts are available, whether based on a Citi banking Relationship Tier or a qualifying credit card relationship, only the highest discount will apply. If you are in default, your APR may increase by 2.00%. Rates subject to change without notice. ← Go back

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  Term

  Citi offers personal loans with a period of repayment between 12 and 60-month terms.

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  Auto Loan

  KeyBank · Personal Loan

  Product last checked: 2026-10-10 (UTC)

  Within review period

  Promotional rate

  Rate details & conditions

  The actual rate and payment amount may vary and is determined by the product, term, loan amount and your credit qualifications. As an example, if you were to borrow $25,000 secured by a vehicle title for 72 months at the rate of 10.00% APR, your monthly payment would be $463.15. If you pay off your loan in full within the first 18 months, we may charge an early payoff fee of $150, where permitted by law. This fee does not apply if your loan term is 18 months or less.

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  Term

  Up to 72 months

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  Personal Loan

  U.S. Bank · Personal Loan

  Product last checked: 2026-10-10 (UTC)

  Within review period

  Rate range / schedule

  Rate details & conditions

  Personal Loan Personal loan : As of September 14, 2026 the fixed Annual Percentage Rate (APR) ranged from 9.24% APR to 24.99% APR, and varies based on credit score, loan amount, purpose, term and automatic payment selection. The minimum loan amount is $1,000 and loan terms range from 12 to 84 months (up to 60 months for non-clients). The lowest APR in the range is available on loans of $10,000 or more with a term of 12–36 months, a credit score of 800 or greater, the purpose of home improvement and includes a discount for automatic payments from a U.S. Bank personal checking or savings account. Automatic payments and U.S. Bank personal checking or savings accounts are not required for loan approval. Electronic funding to a non-U.S. Bank account requires verification and can take one to four business days. Not all loan programs are available in all states. The Consumer Pricing Information disclosure lists fees, terms, and conditions that apply to U.S. Bank personal checking and savings accounts. This disclosure can be obtained by visiting a U.S. Bank branch or calling 800-872-2657 . Loan payment example: Monthly payments for a $10,000 loan at 12.60% APR with a term of 36 months would be $335.02. Maximum loan amounts may vary by credit score. Loan approval is subject to credit approval and program guidelines. Interest rates and program terms are subject to change without notice.

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  Term

  The minimum loan amount is $1,000 and loan terms range from 12 to 84 months (up to 60 months for non-clients).