Citibank

Citibank Citi® PERSONAL LOANS

Personal Loan · USDOther

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Conditional rate / discount: Conditional rate / discount
Rate details & conditions
Citi® PERSONAL LOANS 1 Rates as of 9-29-2026. Your APR may be as low as 10.24% or as high as 18.49% for the term of your loan. The lowest rate quoted assumes excellent credit, a loan term of 36 or 48 months, and includes a.25% APR discount for enrollment in automatic payments at the time of loan origination. Your APR will depend on a variety of factors including your creditworthiness, term of loan, and existing relationship with Citi. Citi offers personal loans with a period of repayment between 12 and 60-month terms. For example, if you borrow $10,000 for 36 months at 15.99% APR, to repay your loan you will have to make 36 monthly payments of approximately $351.52. If you are a Citi banking Relationship Tier customer at the time of application, you may be eligible for an APR discount. If multiple relationship-based discounts are available, whether based on a Citi banking Relationship Tier or a qualifying credit card relationship, only the highest discount will apply. If you are in default, your APR may increase by 2.00%. Rates subject to change without notice. ← Go back
Term: Citi offers personal loans with a period of repayment between 12 and 60-month terms.

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Loan amount: What is the minimum personal loan amount I can borrow? The minimum personal loan amount you can apply for is $2,000. There are no hidden fees to apply for a personal loan or to borrow amounts up to $30,000. Existing Citi customers with an eligible checking or savings accounts, or

Citi® PERSONAL LOANS