JPMorgan Chase Bank

JPMorgan Chase Bank Home equity line of credit (HELOC)

Line of Credit · USDOther

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Reference rate + / − margin

Reference rate + / − margin

Rate details & conditions

Home equity line of credit (HELOC) Variable rate of 8.37% in ZIP code 43240 as of September 18th, 2026 Sample variable APR assumes a new 30-year $100,000 HELOC with a combined loan-to-value (CLTV) ratio of up to 55% on a single-family detached primary residence in Ohio and a borrower with excellent credit. The actual APR may vary and be higher or lower than the rate shown. APR is based on the Prime Rate (the index) as published in the Wall Street Journal combined with a fixed margin and will not exceed 18%. As of September 18th, 2026 Prime Rate is 7%.

Security

Home equity line of credit (HELOC) A home equity line of credit (HELOC) is a form of credit that allows you to use the equity in your home as collateral. It lets you borrow against your available equity for your immediate cash needs. HELOCs can be used to pay for home improvements, consolidate debt or handle unexpected expenses. If you’re considering one, think about how borrowing and repaying fits into your financial situation. You may qualify for our HELOC if: You own a primary or secondary home You want to access up to 80% of your home’s value Your credit score is 680 or higher. Our HELOC is available for homes in the U.S, except Texas.