Goldman Sachs Bank USA

Goldman Sachs Bank USA Online Savings Account

Savings · USDStandard

Add to comparison

Key comparison facts

Conditional rate / discount

Online Savings Account #1 in Customer Satisfaction #1 in Customer Satisfaction #1 in Customer Satisfaction with High-Yield Savings Accounts from Online-Only Banks by JD Power 3.50% APY Online Savings Account Annual Percentage Yield Earn a rate that's 8X the national average . Backed by the financial expertise of Goldman Sachs. No fees. No minimum deposit. Same-day transfers of $100,000 or less to/from other banks. Contact center available 24 hours a day / 7 days a week. Open an account Annual percentage yield as of October 09, 2026. APY may change at any time before or after account is opened. Maximum balance limits apply. The national average rate referenced is from the FDIC's published National Rates and Rate Caps for Savings deposit products, accurate as of September 21, 2026. See the FDIC website for more information. Marcus will process transfers of $100,000 or less made through Marcus by 12 pm ET on a business day, by 5 pm ET that day.  For outgoing transfers, check with your external bank regarding availability of funds sent by Marcus. For incoming transfers, you’ll start earning interest on the transfer amount the day your request is received. All transfers are subject to conditions that may delay funds, such as transfers made in connection with an account closing. Annual percentage yield as of October 09, 2026. APY may change at any time before or after account is opened. Maximum balance limits apply. The national average rate referenced is from the FDIC's published National Rates and Rate Caps for Savings deposit products, accurate as of September 21, 2026. See the FDIC website for more information. Marcus will process transfers of $100,000 or less made through Marcus by 12 pm ET on a business day, by 5 pm ET that day.  For outgoing transfers, check with your external bank regarding availability of funds sent by Marcus. For incoming transfers, you’ll start earning interest on the transfer amount the day your request is received. All transfers are subject to conditions that may delay funds, such as transfers made in connection with an account closing.

Monthly fee

US$0