EastWest JCB Gold
Fees and Charges
Annual Membership Fee
Principal Card: Php 2,500 (FREE on the 1st year) Supplementary Card: Php 1,250 (FREE for life on the 1st supplementary)
Interest Charge
3% per month or 36% effective rate annually
Cash Advance Service Fee and Interest Charge
Php 200 per cash advance availment; and 3% Interest Charge imposed on the cash advance amount and Cash Advance Service Fee, which shall accrue from the date of availment until full settlement or payment of the latest Total Statement Balance
Late Payment Charge
Php 1,500 or the unpaid Minimum Payment Due, whichever is lower
Over Credit Limit Fee
Php 800 when the outstanding balance exceeds the prescribed credit limit within the billing period
All your purchases, whether here or abroad, are billed in Philippine Peso to allow you to keep your foreign currency intact.
Choose to pay your Total Statement Balance or at least the Minimum Payment Due on your Payment Due date. An Interest Charge will be billed if your payment on or before the Payment Due Date is less than your Total Statement Balance.