National Bank of Canada

National Bank of Canada ECHO Cashback Mastercard

Credit Card · CADCredit Card

Add to comparison

Key comparison facts

Annual fee

$30

Promotional rate

Annual interest rates Regular interest rates: Cards Purchases Cash advances and balance transfers mycredit, Allure, Edition, MC1, ECHO Cashback, Escapade, Ovation Gold, Platinum, World, World Elite, and PB1859 World Elite 20.99% 22.49% Transactions charged to your account accrue interest at the annual interest rate. Regular rates apply as of the day the card is issued, unless a promotional or reduced rate applies. Increased rates: (1) Cards Purchases Cash advances and balance transfers mycredit, Allure, Edition, MC1, ECHO Cashback, Escapade, Ovation Gold, Platinum, World and World Elite 25.99% 27. 49 % Syncro Increased rates correspond to the interest rate in effect at the time of the 2 nd missed payment, increased by 9.00% . Your interest rates will rise to the increased rates if you do not make your minimum payment by the due date twice over a 12-month period. The increased rates will take effect on the 3 rd statement period following the 2 nd missed payment. The increased rates will apply to your account balance until the minimum payment is made by the due date indicated on the monthly statement for 9 consecutive months. After this period, the regular rates will apply, regardless of whether a promotional or reduced rate was in effect prior to the rate increase. Any missed payment during a 12-month period is counted. A missed payment that has already resulted in an increase in your rates may therefore be counted twice if another missed payment occurs in the next 12 months.