Metrobank Personal Loan

Key comparison facts

Reference rate + / − margin

Reference rate + / − margin

Rate details & conditions

Metrobank Personal Loan Rates and applicable fees will depend on your loan amount and loan tenor. Applicable fees and charges: Disbursement Fee - Php 1,500 Documentary Stamp Tax – 0.75% of the loan amount (for loans above Php 250,000) Late Payment Fee - Php 850 per incidence of late payment or non-payment Pre-termination Fee - 5% of Outstanding Balance or Php 550, whichever is higher Example: For a Php 300,000 loan with a 1.25% monthly add-on interest and repayment period of 36 months, the estimated monthly amortization is Php 12,083.33. A minimal one-time disbursement fee of Php 1,500 and documentary stamp tax (DST) of Php 2,250 will also be deducted from your loan proceeds. The ACR (Annual Contractual Rate) is 25.976% and APR (Annual Percentage Rate or Effective Interest Rate) is 30.516%.* *Minimum APR is 30.516% and maximum APR is 33.317%. **Minimum repayment period is 12 months and maximum repayment period is 36 months. ***Rates and fees are subject to change.

Term

Minimum repayment period is 12 months and maximum repayment period is 36 months.