Citi ® Diamond Preferred ® Credit Card 1 Citi ® Diamond Preferred ® Credit Card Pricing Details Introductory rate of 0 % for 12 months from date of account opening on purchases and for 21 months from date of account opening for balance transfers completed within 4 months of account opening. After each promotional period ends, a variable APR of 16.74 % - 27.49 %, based on your creditworthiness, applies to unpaid promotional balances, new purchases and new balance transfers. For Citi Flex Plans subject to an APR, the variable APR is 16.74 % - 27.49 %, based on creditworthiness. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to 1.72 % will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. The variable cash advance APR — 29.99 %. Variable Penalty APR up to 29.99 % and applies if you pay late or your payment is returned. Minimum interest charge — $ 0.50 . Annual Fee — $0 . Fee for foreign purchases — 3 % of the U.S. dollar amount of each purchase. Cash advance fee — either $ 10 or 5 % of the amount of each cash advance, whichever is greater. Balance transfer Fee — intro fee of 3 % of each transfer ($ 5 minimum) completed within the first 4 months of account opening. After that, 5 % of each transfer ($ 5 minimum). New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.