EastWest Visa Platinum
Fees and Charges
Annual Membership Fee
Principal Card: Php 4,000 (Automatically waived upon reaching Php 1.5Mn accumulated spend for the past 12 months from card anniversary date) Supplementary Card: Php 2,000
Interest Charge
3% per month or 36% effective rate annually
Cash Advance Service Fee and Interest Charge
Php 200 per cash advance availment; and 3% Interest Charge imposed on the cash advance amount and Cash Advance Service Fee, which shall accrue from the date of availment until full settlement or payment of the latest Total Statement Balance
Late Payment Charge
Php 1,500 or the unpaid Minimum Payment Due, whichever is lower
Over Credit Limit Fee
Php 800 when the outstanding balance exceeds the prescribed credit limit within the billing period
All your purchases, whether here or abroad, are billed in Philippine Peso to allow you to keep your foreign currencies intact.
Choose to pay your Total Statement Balance or at least the Minimum Payment Due on your Payment Due date. An Interest Charge will be billed if your payment on or before the Payment Due Date is less than your Total Statement Balance.