Citibank

Citibank Citi Strata ® Card

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Citi Strata ® Card 1 Citi Strata ® Card Pricing Details 0 % Intro APR for 15 months on purchases and balance transfers from date of account opening; after that, the variable APR for unpaid promotional balances, new purchases, and new balance transfers is 18.74 % - 28.74 %, based on your creditworthiness. For Citi Flex Plans subject to an APR, the variable APR is 18.74 % - 28.74 %, based on creditworthiness. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to 1.72 % will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. The variable APR for cash advances is 29.99 %. The variable penalty APR is up to 29.99 % and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge – $ 0.50 . Annual fee - $0 . Fee for foreign purchases - 3 % of the U.S. dollar amount of each purchase. Cash advance fee - either $ 10 or 5 % of the amount of each cash advance, whichever is greater. Balance transfer fee — intro fee of 3 % of each transfer ($ 5 minimum) completed within the first 4 months of account opening. After that, 5 % of each transfer ($ 5 minimum). New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.